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HOME LOAN CALCULATOR

This will tell you the amount of payments and you can compare loans.  Is it better to pay points and get a low interest rate or pay less and have a lower down payment.  Depends.  You can get an idea of your total monthly costs depending upon how long you keep the home.  Fill in the cells marked in red (except those in ().  The 3 through 30 year costs/month is the cost per month considering the up front payments of points and loan fees if you only keep the home for that length of time.

revised 6/17/03

HELM & MELACINI

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